Almost every state requires employers to provide workers’ compensation insurance to remote workers [1][2][3], which covers costs related to work-related illness or injury. This includes medical bills, lost wages, and disability benefits. Employer’s liability insurance is also included in most policies. However, injuries are only covered by workers’ comp if they happen “in the scope and course of employment” or “in furtherance of employment.” Therefore, it is crucial to report any work-related injuries quickly to your insurance company and document the incident.
To reduce the risk of work-related injuries for remote workers, employers should establish guidelines for a home office, provide guidelines for avoiding distractions, and create a telecommuting policy [1]. The Great Resignation was a result of the COVID-19 pandemic, but businesses have been adopting flexible remote work options since then, leading to an increase in workforce participation [1]. As a result, the health and safety of employees, including their emotional and mental well-being, have become a priority for businesses.
Cumulative injuries and slips, trips, and falls are the most common work-from-home injuries [1]. Employers can help prevent cumulative injuries by providing ergonomic workstations and temporary ergonomic techniques, such as using separate keyboards and mice and elevating the monitor [1].
References:
[1] How Does Workers’ Comp Work for Remote Employees?
[2] How does workers’ compensation work for remote employees?
[3] Workers’ Comp for Remote Employees: Here’s What You …
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